Content Note: This article mentions substance use, mental health challenges, and intimate partner violence. If you need support with a mental health crisis, you canÌý. If you or someone you know needs help related to family violence,Ìý.
Key Takeaways for Communities
-
Preventing people from falling back into homelessness and supporting them toÌýmaintain their housing is critical to reducing homelessness.
-
Dedicated case management and supports can help people successfully transition into independent housing,Ìýif and whenÌýthey are ready to make that step. This ensures people are matched with theÌýappropriate amount of support. It can also create system flow with the opening of more space in existing supportive housing for those that need the extra level of support.
-
Flex funds can be used toÌýpurchaseÌýadaptive technologies that help people feel safer in their homes and address tensions, preventing evictions and leading to more successful tenancies. St. Thomas-Elgin used their flex fund toÌýpurchase items like a dresser, a television, and hoarding specialist services, which have improved peopleº£½ÇÉçÇø mental health and de-escalated tense living situations.
- In moments of crisis or transition, people willÌýrequire a more intensive level of support. But over time, as St. Thomas-Elgin HRIF project staff have learned, the support required gradually decreases for most, freeing up time and resources to support others.
It feels likeÌýsheº£½ÇÉçÇøÌýgoing back in time, Ashley said.Ìý
Before her struggles with substance use and mental health. Before the overdoses and the abusive relationships. Before the stints in and out of jail. In and out of homelessness.Ìý
Back to a time of independence and stability.Ìý
“A lot of my stress is gone. I know I have a place. I knowÌýitº£½ÇÉçÇøÌýmine now.ÌýI’veÌýalready showered there. I slept there. My roomº£½ÇÉçÇø done,â€� she said.Ìý
In February 2026, Ashley moved into an apartment of her own in St. Thomas, Ontario, for the first time in a decade. She had previously spent several years experiencing homelessness and precarious housing, before living for the last four years in two separate permanent supportive housing programsÌýoperatedÌýby Indwell, a charity focused on building affordable and supportive housing in southern Ontario.Ìý
“Indwell was a good stepping stone, butÌýI’mÌýready to leave it.ÌýThereº£½ÇÉçÇøÌýa lot more support there, butÌýI’mÌýdoing better, and I justÌýdon’tÌýneed it,â€� Ashley said.
She credits St. Thomas-Elgin’s newest addition to their homelessness response system, a dedicated homelessness prevention team, with giving her the confidence and help she needed to take the leap.Ìý
“When it came to the point of me having a place, trying to put it all together,Ìýthatº£½ÇÉçÇøÌýwhere I struggled and IÌýwouldn’tÌýdo it. I had housing arranged four times, that I gave up … I had it all, but it was trying to figure out the funding part,â€� said Ashley.

Railway City Lofts is a permanent supportive housing program operated by Indwell in St. Thomas, Ont., with 15 units for people exiting homelessness.
The prevention team, made up of two full-time housing caseworkers with access to a flex fund to support housing stabilization, was created in October 2025 thanks to a partnership with the Canadian Alliance to End Homelessness (CAEH), and funding from the federal Homelessness Reduction Innovation Fund (HRIF).Ìý
HRIF supports data-driven improvement projects that aim to measurably reduce homelessness at a population level, while developing lessons that can support similar efforts across Canada.Ìý
The project aimed to reduce chronic homelessness in St. Thomas-Elgin by 29 per cent by reducing the total number of people returning to homelessness after successfully being housed.Ìý
And the community has been finding success.Ìý
Prior to October 2025, an average of 3.6 people lost their housing and returned to chronic homelessness each month. Since the HRIF project began, the community has seen an average ofÌýroughly oneÌýperson per month return to homelessness.Ìý
That has helped the community reduce chronic homelessness by 36.7 per cent since June 2025.Ìý
“Returns from housing are one metric that homelessness response systems measure and address when trying to make homelessness reductions,â€� said Chantal Perry, CAEHº£½ÇÉçÇø lead improvement advisor for St. Thomas-Elgin.Ìý
“By reducing the number of people falling back into homelessness through this HRIF project, we’re seeing deep reductions in chronic homelessness in St. Thomas-Elgin,â€� Perry said.Ìý
This is the latest accomplishment in a series of many milestones for St. Thomas-Elgin, which has long been committed, from senior community leaders to frontline workers, to making homelessness rare, brief, and non-recurring, Perry said.Ìý
HRIF project contributing to reduction in homelessnessÌý
Historically, St. Thomas-Elgin has beenÌýreally effectiveÌýat helping people move from homelessness into housing, said John D’Oria, the supervisor of housing stability services with St. Thomas-Elgin Social Services.Ìý
But when the community looked at their data with the help of their CAEH improvement advisor, they noticed a gap, with aÌýrelatively highÌýnumber of people losing their housing.Ìý
Thatº£½ÇÉçÇøÌýhow the HRIF project was born, originally to prevent people from returning to homelessness.Ìý
But as the one-year project was implemented, D’Oria said theyÌýidentifiedÌýadditionalÌýsituations where the support of housing caseworkers was essential to ensure housing stability.Ìý
“With some folks, the tenancy was unsalvageable, because of certain extenuating circumstances, like they go to hospital andÌýthey’reÌýnot going to return … so weÌýhave toÌýpivot. An exit to homelessness is going to happen, but how do we work over the next 30 days to make sure they land back on their feet,â€� said D’Oria.Ìý
“About a quarter of the peopleÌýwe’veÌýbeen working with,Ìýwe’veÌýhad to rehouse in some capacity. As their story unfolds,Ìýyou’reÌýunfolding your support with them and finding solutions as you go,â€� he said.Ìý
The two housing caseworkers are supporting a total of 40 households. To date, all of them areÌýmaintainingÌýstable housing, D’Oria said.Ìý

The Station is a permanent supportive housing program operated by Indwell in St. Thomas, Ont., with 45 one-bedroom units.
Among those 40 households are people like Ashley, who have been supported to move from an environment with intensive supports to independent housing.Ìý
“Ashleyº£½ÇÉçÇø story showsÌýwhatº£½ÇÉçÇøÌýpossible over the spectrum of housing. Her journey started unsheltered, and then moved toÌýRailway City Lofts, and then toÌýThe Station, [two highly intensive supportive housing programs]. This program helped her get over the hump, get her into the private market … and focus on what is on the other side of her experience with homelessness,â€� he said.
“When you put her journey together over the course of a five-year window, you can see this is a totally different life that sheº£½ÇÉçÇø able to live now because of the solutions and support that are available,â€� said D’Oria.Ìý
In this case, it also meant that a unit became available in the supportive housing program, which was offered to help another person exit homelessness and receive the higher level of support that they need, D’Oria said.ÌýÌý
This flow within the system, enabled by the HRIF project, in turn opens resources for more people who can move out of homelessness and into permanent housing in St. Thomas-Elgin.Ìý
Connecting with new landlords, and resolving conflictsÌý
Ashley said she was ready to leave the supportive housing environment, no longer needing the intensive supports offered — like guest management policies, room checks, and meal service.Ìý
But without the support of the HRIF project team, sheÌýdoesn’tÌýthinkÌýshe’dÌýhave taken the step to look for and secure her own place.Ìý
“I’d probably be signing for another four years [at The Station],â€� she said.Ìý
Eleisha Oldfield, one of the two housing caseworkers, did the research to find an affordable rental and booked an appointment for Ashley.
“TheyÌýassistedÌýme with going to the apartment, making it more comfortable … they did a lot of the talking at the interview. IÌýdidn’tÌýbecause I was nervous,â€� Ashley said.Ìý
“[Even now that I’ve moved], if I have any stress, not understanding stuff, I can go to the prevention team, knowing I still have a support system,â€� she added.Ìý
A big part of the housing caseworker job is to build relationships with landlords and help mediate conflicts as they arise to mend relations and prevent evictions, said Oldfield.Ìý
“If we can make those connections, it really helps … it is extremely difficult finding affordable units … I know another landlord,Ìýsheº£½ÇÉçÇøÌýoffered that once some of her current tenants leave, she wants me to fill those units,â€� Oldfield said.Ìý
Flex fund helps with housing stabilityÌý
When a person starts working with the prevention team, they typicallyÌýrequireÌýa more intensive level of support, said Stephanie Bezaire, a housing caseworker with the HRIF project.Ìý
“They might be facing eviction or leaving aÌýprogramÌýorÌýthey’veÌýfound their own place. That is allÌýreally scaryÌýfor folks.ÌýWe’reÌýpretty hands-onÌýin the beginning, and then over the last six months,ÌýI’veÌýnoticed a natural decreaseÌýin the amount ofÌýsupport needed,â€�ÌýBezaireÌýsaid.Ìý
Having access to a pot of flexible funding is important to pay for things that help with housing stability, whether thatº£½ÇÉçÇø one-time funding to help pay a bit of missing rent, or specialized hoarding support services — both things that can prevent evictions.Ìý
But there are other daily items that help with peopleº£½ÇÉçÇø stability.Ìý
In one personº£½ÇÉçÇø case, his mental health started to decline when his unit became more disorganized. But the purchase of a dresser meant he could organize his clothes and keep his unit tidier.Ìý
In another case, a manº£½ÇÉçÇø mental health would decline in the evenings, leading him to pace in the unit all night, disturbing other tenants and leading to some tension. The team was able toÌýpurchaseÌýa television, so instead of pacing, he was able to put his mind at ease.Ìý
“By no means is this program a substitute for folks that need medically intensive support … but it dovetailsÌýreally well. The dresser was a $120 solution that the healthcare systemÌýdoesn’tÌýhave,â€� D’Oria said.Ìý
“Itº£½ÇÉçÇø those simple solutions that prevent homelessness before it starts,â€� he added.Ìý
A roadmap to preventing homelessnessÌý
More broadly, D’Oria says this HRIF project has helped the community shift their focus from crisis response to prevention and envision the supports that will be needed onceÌýthey’veÌýsolved chronic homelessness.Ìý
“As we see less and less individuals on our By-Name Data … this project has allowed us to learn where we see the puck going … in the direction of housing stability, getting more upstream, more preventative,â€� he said.Ìý
In a communityÌýthatº£½ÇÉçÇøÌýalready close-knit, already rallying around the shared goal of ending homelessness, HRIF has given St. Thomas-Elgin a tool to partner with health, with justice, with housing providers and with landlords, strengthening the entire homelessness response, D’Oria said.Ìý
“Chronic homelessness is solvable, and itº£½ÇÉçÇø solvable one person at a time, one housing placement at a time.â€�Ìý
*This Bright Spot is funded by the Government of Canada.